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Email
support@softcredit.ng -
Address
4\5 Adewale Str The Lords Mercy Plaza Lagos.
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Phone
07082115573
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SmartStart Plan
Nursery & primary fees.7%
Reducing Balance- Take Minimum 50,000.00 NGN
- Take Maximum 1,000,000.00 NGN
- Per Installment 33.33% + Interset Amount
- Installment Interval 30 Days
- Total Installment 3
BrightFuture Plan
Secondary/high school tuition.7%
Reducing Balance- Take Minimum 100,000.00 NGN
- Take Maximum 1,500,000.00 NGN
- Per Installment 33.33% + Interset Amount
- Installment Interval 30 Days
- Total Installment 3
CampusEase Plan
University & college payments.6.8%
Reducing Balance- Take Minimum 200,000.00 NGN
- Take Maximum 2,000,000.00 NGN
- Per Installment 16.67% + Interset Amount
- Installment Interval 30 Days
- Total Installment 6
ProLearn Plan
Professional/vocational training.6.8%
Reducing Balance- Take Minimum 50,000.00 NGN
- Take Maximum 1,000,000.00 NGN
- Per Installment 16.67% + Interset Amount
- Installment Interval 30 Days
- Total Installment 6
EduGrow Plan
supports school expansion20%
Reducing Balance- Take Minimum 5,000,000.00 NGN
- Take Maximum 10,000,000.00 NGN
- Per Installment 33.33% + Interset Amount
- Installment Interval 90 Days
- Total Installment 3
EasyStay Plan
Shared apartments & small rentals.5%
Reducing Balance- Take Minimum 300,000.00 NGN
- Take Maximum 700,000.00 NGN
- Per Installment 16.67% + Interset Amount
- Installment Interval 30 Days
- Total Installment 6
QuickCart Plan
Small online purchases5%
Reducing Balance- Take Minimum 50,000.00 NGN
- Take Maximum 199,000.00 NGN
- Per Installment 33.33% + Interset Amount
- Installment Interval 30 Days
- Total Installment 3
SmartShopper Plan
For electronics & appliances.5%
Reducing Balance- Take Minimum 200,000.00 NGN
- Take Maximum 999,000.00 NGN
- Per Installment 33.33% + Interset Amount
- Installment Interval 30 Days
- Total Installment 3
BigBuy Plan
Large items with extended repayment.4.8%
Reducing Balance- Take Minimum 5,000,000.00 NGN
- Take Maximum 10,000,000.00 NGN
- Per Installment 16.67% + Interset Amount
- Installment Interval 30 Days
- Total Installment 6
FlexiBuy Plan
highlights ease and flexibility.4.8%
Reducing Balance- Take Minimum 1,000,000.00 NGN
- Take Maximum 4,999,000.00 NGN
- Per Installment 16.67% + Interset Amount
- Installment Interval 30 Days
- Total Installment 6
StartSmart Loan
For new and emerging businesses.3.6%
Reducing Balance- Take Minimum 100,000.00 NGN
- Take Maximum 300,000.00 NGN
- Per Installment 8.33% + Interset Amount
- Installment Interval 14 Days
- Total Installment 12
BizGrow Loan
For expanding businesses3.6%
Reducing Balance- Take Minimum 500,000.00 NGN
- Take Maximum 1,499,000.00 NGN
- Per Installment 8.33% + Interset Amount
- Installment Interval 14 Days
- Total Installment 12
TradeFlow Loan
For importers, wholesalers, & retailers.3.5%
Reducing Balance- Take Minimum 1,500,000.00 NGN
- Take Maximum 4,999,000.00 NGN
- Per Installment 8.33% + Interset Amount
- Installment Interval 14 Days
- Total Installment 12
AssetPro Loan
For SMEs needing equipment or vehicles.5%
Reducing Balance- Take Minimum 500,000.00 NGN
- Take Maximum 10,000,000.00 NGN
- Per Installment 8.33% + Interset Amount
- Installment Interval 30 Days
- Total Installment 12
SwiftStart Loan
Small urgent loans, instant approval.10%
Flat Rate- Take Minimum 5,000.00 NGN
- Take Maximum 1,000,000.00 NGN
- Per Installment 110%
- Installment Interval 30 Days
- Total Installment 1
SteadyGrow Loan
Medium-term financing for projects.24%
Flat Rate- Take Minimum 50,000.00 NGN
- Take Maximum 500,000.00 NGN
- Per Installment 41.33%
- Installment Interval 30 Days
- Total Installment 3
PrimeFlex Loan
Higher amounts, customizable repayment.14%
Reducing Balance- Take Minimum 100,000.00 NGN
- Take Maximum 1,000,000.00 NGN
- Per Installment 16.67% + Interset Amount
- Installment Interval 30 Days
- Total Installment 6
LiteEase Loan
Micro-loans with simple requirements.24%
Flat Rate- Take Minimum 1,000,000.00 NGN
- Take Maximum 2,000,000.00 NGN
- Per Installment 41.33%
- Installment Interval 30 Days
- Total Installment 3
SeedFund Loan
Seeds, fertilizer, small farm needs.1%
Flat Rate- Take Minimum 10.00 NGN
- Take Maximum 100.00 NGN
- Per Installment 25.25%
- Installment Interval 1 Days
- Total Installment 4
AgroTools Loan
Farming tools & equipment.1%
Flat Rate- Take Minimum 10.00 NGN
- Take Maximum 100.00 NGN
- Per Installment 33.67%
- Installment Interval 1 Days
- Total Installment 3
HarvestMax Loan
Expansion for large-scale farms.1%
Reducing Balance- Take Minimum 10.00 NGN
- Take Maximum 100.00 NGN
- Per Installment 33.33% + Interset Amount
- Installment Interval 1 Days
- Total Installment 3
CoopGrow Loan
For farmer cooperatives & groups1%
Reducing Balance- Take Minimum 10.00 NGN
- Take Maximum 100.00 NGN
- Per Installment 100% + Interset Amount
- Installment Interval 30 Days
- Total Installment 1
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Building Businesses, Supporting Lives.
Empowering SMEs, families, and individuals with flexible financing for every stage of life.
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